Home ownership schemes are designed to help people on modest incomes who cannot afford to buy a home without help but who can meet the long-term financial commitment of home ownership.

The Right To Buy (RTB) and Right To Acquire (RTA) Schemes are still currently in operation. However the Voluntary Purchase Grant Scheme, old Homebuy and Conventional Shared Ownership have been replaced by the new Homebuy scheme. Halton Housing Trust is currently investigating the availability of other home ownership products for the future.