Deciding to buy your home is one of the biggest financial decisions you will ever make, so it’s important you think things through carefully.

Buying your home

Once you become a homeowner you will be responsible for the costs of buying and maintaining your home and also costs which we would previously have paid.

If you become a leaseholder, by buying your flat, you will also have to pay service charges each year. If you are considering buying your home and would like some help, advice or further information please call our Commercial Services team on 0151 510 5177.

Right to Buy

The Right to Buy scheme applies to most of the flats and houses we own. If you were a secure tenant on 5th December 2005 you are more than likely eligible for the right to buy scheme.

The amount of discount depends on how long you have been a tenant. The longer your tenancy the greater the discount you will receive, up to a maximum limit which varies depending on where you live.

We will advise you on the discount available upon application, the maximum discount across the country is £77,924.

Right to Acquire

If you became a tenant after 5th December 2005 and have had your tenancy for three years you could be eligible to apply through the Right to Acquire scheme.

The amount of discount you receive is a fixed amount published by the government, regardless of how long you have been a tenant. This is currently £9,000 for the North West.

How do I apply?

If you would like to apply for a Right to Buy or Right to Acquire, please contact the Commercial Services team on 0151 510 5177 or email

We will ask you to complete the relevant forms, and then we will appoint a valuer to assess the market value of your home. We will then make you an offer based on the market value, less any discount that you are entitled to, and ask you within the following 12 weeks to decide whether to proceed, cancel or appeal against the valuation.

Further information

For more information read: