Search the Halton Housing Website

Can’t find what you’re 
looking for?

Filter your search results by visiting our help and support page.

Help & Support
My Tenancy
Menu
changes to pension credit

Changes to Pension Credit for mixed age couples – what you need to know

From 15th May 2019, mixed age couples, where one is under 65 and the other over 65, will no longer be able to make new claims for Pension Credit and/or Housing Benefit.

If couples need a financial top up and/or help to pay their rent they will need to claim Universal Credit.

The change will not affect mixed age couples already receiving Pension Credit and/or Housing Benefit and they will not need to move on to Universal Credit while they remain entitled i.e. unless there is a break in their entitlement.

What is pension credit?

Pension credit gives a guaranteed minimum income to those over the Pension Credit qualifying (State Pension) age which is now also the age you qualify to claim your State Retirement Pension. This is currently from age 65, but will be rising to 66 from 2020.

Visit https://www.gov.uk/state-pension-age to check your State Pension age.

The earliest you can start your application is four months before you reach pension credit qualifying age.

You can claim any time after you reach Pension Credit qualifying age, but your claim can only be backdated for three months and you must have reached Pension Credit age before 15th May 2019.

Claim by 15th May 2019 to avoid having to make a claim for Universal Credit

All mixed age couples not already receiving Pension Credit and/or Housing Benefit should see if they can make a claim before 15th May 2019.

It is estimated 4 in 10 households who could qualify for Pension Credit fail to make a claim with around £3 billion a year in Pension Credit going unclaimed. Some of those missing out will be mixed age couples. It is important to ensure entitled couples claim as soon as possible.

Couples who make their claim before 15th May 2019 – even if they are awarded just 50p a week – could be protected from having to make a claim for Universal Credit if they have a change in their circumstances.

Will the Department for Work and Pensions (DWP) be contacting mixed age couples?

Starting in February 2019, Halton Housing understands the Department for Work and Pensions (DWP) will be writing to those mixed age couples who may be impacted by the changes. This letter should contain all the information needed to confirm if a mixed age couple is impacted or not.

Find out more

To find out more about the changes, take a look at this publication produced by the DWP available at  www.gov.uk/government/news/changes-to-benefits-for-mixed-age-couples.

If you want more information about Pension Credit, to check if you qualify or to make a claim, visit www.gov.uk/pension-credit/how-to-claim or call 0800 99 1234.

To find out more information about Universal Credit, visit https://www.gov.uk/universal-credit. Alternatively, visit Halton Housing’s dedicated Universal Credit section of our website.

Need help making a claim?

Halton Housing has a dedicated team of Welfare Benefit and Money Advice experts who are here to help our customers with any welfare, money or benefit advice queries or if you are struggling with your rent payments. You can contact the team via the Halton Housing App or email welfare@haltonhousing.org.

Related Help & Support Articles

Find helpful articles on finding your next home with Halton Housing, and how to apply for a home here.

Help & Support Categories

We have 6 Help and Support categories to help make finding the help and advice you’re looking for that little bit easier, the categories include: Your Home, Health and Wellbeing, Help with Halton, Online Accessibility, Payments and Money and Your Career.

Looking to Move?

To apply to live in any of our properties you must have an active Property Pool Plus account. To register for an account, simply follow all of the Property Pool Plus registration steps.

Manage Your Tenancy 24 Hours a Day, at the Click of a Button by Downloading Our Customer App.

Our Customer App allows you to manage your Halton Housing tenancy 24 hours a day, 365 days a year. You can now pay your rent, raise a query, report a repair, report anti-social behaviour and do so much more via the Customer App, download it today!

Latest News

Stay up to date with all the latest Halton Housing news here

Read More News
Together With Tenants
Important Tenant Updates

Together With Tenants

12th March 2019

We want your feedback! The National Housing Federation is a membership body for housing associations in England. The National Housing Federation (also known as NHF) association members collectively provide two and a half million homes for more than 6 million people. By working with its association members, the NHF have put together a draft plan […]

find out more
Halton Housing and chairman and treasurer of Hough Green Allotment Association
Halton News

Hough Green allotment set to flourish

21st February 2019

Hough Green Allotment Association is set to flourish after being awarded over £900 in funding following a successful application to Halton Housing’s Helping Hands initiative. The association, who work the allotments located off Birtley Court in Hough Green, Widnes, plan to use the money to fund improvements to their new multi-function cabin installed last year. […]

find out more
Informetis sensor
Halton News

Halton Housing to trial latest technology in ...

22nd January 2019

Halton Housing is working with Artificial Intelligence (AI) and smart energy focused start-up, Informetis, to trial a new method of ensuring its elderly and vulnerable customers are safe and well based, on data gathered from electrical appliance usage within their home. Informetis is a spin-out from what was previously Sony Corporation’s R&D Energy Division. Its […]

find out more
Waterfront Point
Halton News

Innovative Halton Housing HQ scoops top inter...

17th December 2018

Waterfront Point, the home of Halton Housing has been awarded a top interior design accolade at the industry’s most prestigious award ceremony. Waterfront Point scooped the “Small Commercial Interiors Project of The Year” prize at the Mixology North Awards in Manchester, earlier this month. Mixology North Awards is the most prestigious and highly anticipated award […]

find out more
Halton Housing
Halton News

Halton Housing appoint new Chief Operating Of...

30th November 2018

Halton Housing have announced that they have appointed Nicole Kershaw to the post of Chief Operating Officer. Nicole joined Halton Housing on an interim basis back in June 2018 to assist the organisation with a service review. Since joining the Cheshire based housing association, Nicole has become a key figure in leading the approach to […]

find out more
CREATE’S Operations Director, Greg Walker OBE with Halton Housing’s Corporate Social Responsibility Officer, Cheryl McCabe at the charities warehouse in Liverpool.
Halton News

New lease of life for white and electrical go...

29th November 2018

Halton Housing has established a partnership with recycling charity, CREATE UK to recycle white and electrical goods left in void properties. CREATE, based in Liverpool, provides solutions to  councils, retailers and housing associations for the disposal of all their end of life white goods and other electrical appliances. CREATE will collect white and electrical goods […]

find out more

Sign Up For Regular Updates

Would you like to receive news and updates straight to your inbox? Tell us your email address and areas you are interested in, and we will send you relevant updates

alert align-leftanti_socialinfo-Asset 3 arrow_down_thicker_no_fillarrow_down_white arrow_down_whitearrow_downarrow_leftarrow_rightarrow_up_accordion article Untitled-1info-Asset 4 tenancycalendarcameracard clockcollaborationcomputerAsset 4 cross_arrows crosscurves down_arrowdownload-2duohouseAsset 2figured_arrowsUntitled-2flaggradient_briefcase info-Asset 5 helphh Untitled-2Untitled-3house_helpicon_additional_incomeicon_alcoholicon_benefitsicon_bettingicon_car_insuranceicon_child_benefitsicon_childcareAsset 1 icon_clothingicon_council_taxAsset 4 icon_electricityicon_gasicon_groceryicon_gymAsset 5 icon_home_insuranceicon_iAsset 3 icon_petrolAsset 1 icon_renticon_takeawaysicon_total_incomeicon_travel_feesicon_tvWage after Taxicon_waterkey_features keyholderleft_arrowinfo-Asset 5 live_chatUntitled-3 megaphonemessagemouse new_homes pause Page 1Created with Sketch. pen info-Asset 9 percentagepersontickpet_iconinfo-Asset 6 plant_iconplay Asset 2 info-Asset 7 property_overview qualright_arrow_whiteright_arrowsearch Untitled-3slider_next slider_prev smileyFacebook Google Plus Instagram social_linkedin Pinterest Twitter YouTube socialUntitled-3square_triangle Untitled-3info-Asset 8 triangle-left Untitled-2 wifi-glyph-24