What is Universal Credit?
Universal Credit (UC) gives you complete control of your money – the main difference being that your rent will no longer be paid directly to your landlord. Instead, your benefits will be paid direct to you. Another feature of Universal Credit is that you, the claimant, will have to budget your money on a monthly basis rather than on a weekly basis.
Households claiming the most means tested benefits, such as Job Seekers Allowance, Employment and Support Allowance, Income Support, Housing Benefit or Child and Working Tax Credit will be changed over to Universal Credit. UC is a single monthly payment and includes your existing Housing Benefit.
So, as well as budgeting your rent, and making sure your landlord gets paid on time, you’ll also need to budget your bills and spending every month too. This means you’ll be in control of what’s going in and out, but the changes may be a little daunting.
Switching to Universal Credit
If you need to apply for UC, you can do so by visiting the Gov.uk site.
If you find yourself needing a little bit of help making the switch to Universal Credit, please visit Citizens Advice help to claim service.
If you’re a Halton Housing customer and are still struggling with the switch to UC after reading our Help and Support section, please get in touch with a member of our Welfare Benefit and Money Advice team.
Halton Housing Budget Calculator
If you would like some help with budgeting your monthly UC payments, why not try our free and easy to use Budget Calculator. The Budget Calculator helps you work out your monthly incoming and outgoings so you can manage your budget easily.